A Tour of Forex Trading Tools

In foreign exchange (forex) trading, brokerage companies offer their clients different types of tools to help them succeed. Also referred to as FX, foreign exchange markets are unique and complex. The brokerage company provides our clients with essential forex tools such as margin and pip calculators as well as a currency converter to ensure people trading in forex have a safe and secure trading experience.

Each of the brokerage company's FX tools has been specifically designed to enable customers to have the most efficient resources available, providing the most recent precise information. As a result, data streams and live prices are delivered to the broker's FX tools in real time. As a result, people trading are able to make informed trading transactions.

Calculating Margin
This FX calculator helps the person trading currency to decide on the selling price for currency pairs to attain the preferred profit margin. Depending on the specific tool provided, the trader would simply enter the trade size and select the currency pair in the preferred account currency.

Next, the person planning a trade would then enter the leakage necessary and click on the calculate button which, by design, generates the required selling price and gross margin.

Calculating Currency
The brokerage company currency converter is a simple FX tool to convert a set amount of one currency to another. It features twenty three different contexts.

The trader chooses the desired amount and the appropriate currency from the list provided. The prices are updated in real time by the brokerage company.

Next, the person trading should choose the currency that they want to convert. The next step is to use the calculate feature. The FX currency calculator then gives the value based upon the live market pricing.

Calculating Pip
A pip is the least change that can be made in a given exchange. The FX pip calculator provides the value per pip in the trader's account currency for all major currency pairs. All values ​​are based on real-time brokerage company currency rates.

A pip calculator can be an important tool in the preparation and creation of an assessment of forex trades.

The individual punches in the preferred trading amount in units, then chooses the desired currency pair. The trader then chooses the currency they wish to have the figure converted into.

Activating the calculation button obtains the pip value for the currency chosen using market prices from live forex trading.

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Dress Hangers – A Wise Investment For Every Wardrobe

Hangers were invented in the early 1900s, when Albert J. Parkhouse twisted a wire to use for hanging coats. A century later, shoppers can find a plethora of hanger types, including dress hangers.

More than a handy tool for holding clothes while in storage, a dress hanger is also an accessory that helps an item of clothing maintain its form. This is especially true for dresses, which require additional support to keep the garment in shape.

Options for dress hanger selections include the wood, metal or acrylic varieties, which offer a distinct look as well as strength. The wooden type appears classy and natural, with colors that range from taupe to chestnut and to dark brown. Metals are known for their remarkable durability, but select makers of plastic hangers have become popular in recent years for developing a sturdier – even touted as 'unbreakable' – line.

For that extra touch of fabric care, shoppers can also opt for dress hangers that come with fabric padding made of velvet, linen or satin finish. This type is perfect for dresses that are crafted using lace, silk, taffeta and similar fabrics that can be sentenced to damage. Clips, stay-on details and drop and bar attachments may likewise be added to address particular clothing display needs.

Investing in good hangers is a wise decision not just for women with an extensive wardrobe, but also for clothing store owners that need reliable garment storage and display accessories. A hanger can even serve to market a company's brand, through the artful use of logos that are etched, printed or embossed onto its surface. High-quality dress hangers can contribute to the creation of a shopper-friendly vibe in stores, and even make the merchandise become even more appealing.

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Brown Seaweed

On this wonderful place called earth there are many bodies of water that brown seaweed thrives, however not all these places that it grows under the water is pristine and pure free of contaminants that can harm people if it is consumed by them.

It is for this very reason I chose to write this, I have traveled the world and many of the locations that the native persons are harvesting this brown seaweed are in shipping lanes and so forth. They do this because they are well aware of the truly life sustaining properties of it.

And they eat it in there daily diet in its raw form. Even though it is a little hard on ones pallet, they still do this because it is grate grateful to there body. You see it's briny and rubbery to the taste.

You see this brown seaweed gathers its vitamins and nutrients from the water and sun shining through the water as it grows, so anything floating in the water or in the soil it grows in is absorbed in the brown seaweed.

This is a concern of mine and others, because things like Mercury, lead and other things can be very harmful if consumed. So it is very important to get the brown seaweed from the purest places, one of those places is around the islands of Tonga.

There are no shipping lanes there at all, and it is the purest waters there are, the brown seaweed grows there in grape abundance. And you should know that the business that I'm in not only has it in a liquid form that 15 years was spent developing the cold process.

But also owns the rights to this process, And for your information not only can you buy brown seaweed bottled and mixed with mangos, papayas, apples and pears so it taste really good, It is way more potent than just eating it in it's raw form !

Furthermore you can get residual income while investing in your health from this very beneficial brown seaweed! The people of Tonga and Asia have known this for thousands of years! And now you know. Start using this knowledge.

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24 Hours in Your Wallet

Every writer faces time restrictions. The trick is to find enough time in the day to spend writing. There are several things I do to find more time to write. Negotiate every one of these ideas to maximize your time of opportunity.

Review your ideas that are laid out in front of you. I use note cards and stick notes on my desk to keep ideas around me. This kick starts the thinking process. I also put a current project I’m working on as a desktop background on my computer as a constant reminder to work on that particular task. Every time I am on the computer, there’s a picture of a document that needs worked on starring me in the face.

Push through the fog even if you have a headache or are feeling bad. Be your own nagging boss that says, “Get to work.” Think of a reward that you’ll give yourself when the work is done and put a picture of it where you see it every day. The reward has to be worth it, not just go out to dinner or something lame like that. I enjoy playing pool and set a goal to not play until I finished a project. Stick to it. That pushes me to finish what I started faster. Delayed gratification is a great tool to use. Use every great tool available.

Be as organized as possible. I know folks that can play office all day and not accomplish anything of real value. Focus on the work as a writer, but keep a clean environment.

Use the best software for the project your working on. I use New Novelist software for book type writing and Movie Magic for screenwriting. Download a free trial of Movie Magic and see if it’s right for you. Use the best software you can to maximize your effectiveness of time management and organization.

Eliminate the unnecessary clutter. Work is work, it doesn’t matter what kind it is, whether it’s dishes, digging a hole, or writing. A proper mindset on the value of work is vital. Sweat Equity is the best tool in the world.

Set goals that are difficult but possible. Write three articles a day, three chapters a day, or three scenes a day. Make time your friend and not a thief.

Role-playing allows me to step into someone else’s shoes and get work done that I might not of accomplished otherwise. Think stat, like you hear a doctor say. I’ve got to operate on this chapter, stat or I’ve got to dig up the research and uncover the true like a good detective. This exercise helps me more than you could possibly understand. An exercise like this can make an ordinary writing assignment seem extraordinary, removing the boring out of work. If you’re having fun, then you’ll get more done.

Steal every minute you can from the day. Take your laptop with you to work and pull it out on lunch break if you work a regular job too. I take my laptop fishing with me. When it’s slow and the fish are not biting, I can kick back and type away, glancing at the pole once in a while. The thrill of fishing is the catch, not the wait. Work while you wait. That may sound extreme, but don’t knock it until you try it.

Gather all the best tools and use those to fight against the time steelers.

Copyright© 2007 – AJ Dowell

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Role of “Options” in Real Estate Investment

A common question asked by many beginning in the business is; "What really are my options for real estate investment?" Although we do not have the space here to outline all the opportunities here, we can address "options." Options are a little used, but highly effective investment technique in transactions where they can meet the needs of both the buyer (or optionee) and the seller (or optionor). , the legal right to purchase a property at a predetermined price and time. This produces constructive equity in the property for the optionee. As you recall, real estate is a "bundle of rights". These rights can be separated and sold one at a time. Therefore, an owner can sell the right to purchase to another person. By agreeing to an option, a property owner gives the other person the exclusive right to buy the property at the price and terms stated in the option.

The basic concept of options opportunities is that a seller (optionor) can rid himself or herself of the headache of operations, operating liabilities and management activities. The optionee can undertake the unwanted obligations and in so doing can make decisions that will produce greater value in the near future, which in turn will allow the optionee to either sell their position for a profit or exercise the option and simultaneously sell the property to another buyer at a profit.

Typically for an option to be profitable, the optionee must either improve the operation of the property or physically improve the property such that it has a higher market value. Options are not used very often, but are a valid technique for transacting business. Perhaps the reason most optionees enter into this type of relationship is that they can do so for less out-of-pocket cost than making an outright purchase.

In any case, where the needs and wants of both parties are fairly represented and satisfied, profiting from real estate is a powerful way to build equities and wealth quickly. Options, like all techniques, can be used in a small proportion of possible transactions and can produce generous profits. The trick, as always, is to know how and when to use them. Good luck in your career.

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Online Forex Trading Tools – Understand the Various Options Available

Online forex trading tools are of great help to new forex traders. Even experienced traders often rely on some of these tools to confirm their trading decisions. Due to global connectivity and telecom revolution, forex trading is no longer restricted to large corporations alone. Retail investors too are entering the forex market in a big way with the intention of making money.

Forex market is the largest financial market in the world both in terms of size and volume of transactions handled. It can be risky to start trading forex on your own without any formal forex education or without the help of a reliable forex trading tool.

The major disadvantage of any online product is the possibility of it being a scam. It is very easy to make up false product performance statistics and post them on the Internet. Therefore beware of online scams. Ensure that you carry out proper research to establish the authenticity of information and claims made by the product developers online.

The various options available for you to choose your online forex trading tools are

1. Trading platforms of existing professional traders

A number of successful professional forex traders market their own trading systems online. Check out the reputation of the trader to begin with. If possible verify his / her background over phone with other traders known to you.  Being backed by an existing successful trader, such systems normally deliver whatever promised.

2. Expert advisor

Expert advisor is another online forex trading tool which is very reliable in analyzing charts and making automatic trading decisions. Automated forex trading robots are particularly useful to new forex traders. Robots are programmed to make trading decisions on its own without any human intervention.

3. Forex forums

By participating in popular forex forums, you can get a lot of information on online forex trading. With the help of these forums you can seek advice from experienced traders who are already making use of reliable online tools for trading forex. Information regarding new products launched is also exchanged amongst users of forex forums.

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UK Corporations Feeling the Financial Crunch, But Do not Panic As Advice is Available!

Your business may not be a high-profile company that makes headlines every month but that does not mean you can not have the same problems as Northern Rock or Bradford & Bingley. After years of being successful and profitable you may find that your company is currently having financial difficulties and you need more cash. Before you set out to raise more cash any way you can imagine, take the time to speak to a lawyer and discuss all your legal options.

It is important that any business acts early when they start to see a decline in finances. You need to review your businesses cash flow on a regular basis even if you have an accountant or a financial department. Whilst you may delegate the financial process of your company to other people, do not make the mistake of not reviewing the financial statements. Stay up-to-date with your company's finances and you will be able to adjust quickly when financial difficulties start to appear.

If you do find your business is in need of more cash do not panic and start making poor decisions that could jeopardize your business. Whilst it is important to plan for a downtimes and be proactive before the creditors start calling, sometimes the problem will catch you by surprise and you may find yourself needing to take action quickly. The Companies Act of 2006 sets out the duties directors owe a company and you need to ensure that you follow these guidelines. Speaking to a lawyer can help you keep on top of the current regulations and verify that your company is following all the appropriate laws for every country your company does business in.

If you trade while insolvent you could be breaking the law. Whilst you may be panicked due to your company's cash flow problems, it is important to take the advice of your lawyers and financial personnel in order to make sensible and legal decisions for your business. You may need to make some tough choices that require you to change the structure of your business. You may need to let some of your employees go but whatever decisions you need to make you should discuss your choices with a lawyer to always confirm you are following the appropriate laws correctly.

It is understandable to make foolish and short sided decisions when your business is in trouble. If you built a large company from the ground up, you may be feeling that the company's financial problems are your own problems. It is important that during tough financial time you take charge and make arrangement with any creditors.

If you need assistance in negotiating settlements and arrangements with creditors a experienced solicitor can assist you with the process.

It may be possible to sell off the shares in the company or the company assets instead of liquidating the entire company or filing for bankruptcy. You may be able to save your company and rebuild once your cash issues are resolved. A solicitor can help you plan your business future and keep you focused during a very difficult time in your business career.

This article is free to republish provided the authors resource box below remains intact.

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Forex Strategy: Fundamental Vs Technical Currency Analysis

Chances are, if you’re just getting started analyzing currencies, you have a long list of questions: What is currency analysis? What are the different ways to analyze Forex assets? And how will my analysis inform my trading efforts? These are important questions to answer, and it’s probably best to start with a quick definition of currency analysis.

In the simplest terms, currency analysis is the research of economic factors that affect exchange rates, as well as researching historical market data. Essentially, a day trader’s goal is to extrapolate the future movement of a particular currency by analyzing market factors and economic data. This will help a day trader make better guesses as to whether a currency pair will lose or gain value.

Fundamental Currency Analysis

There are many different macroeconomic factors that can affect the value of a currency and its exchange rate. Fundamental analysis looks at these factors to determine the overall well-being of a country’s economy, because economic standing is a strong determinant of currency value. Some factors a fundamental analysis might consider include:

Inflation rates

Trade balances

GDP

Interest rates

And job growth

In effect, the goal is to get a gauge of the overall economic factors that may affect that country’s currency. For example, a country with an increasing inflation rate may experience a decrease in currency value. A Forex trader might then enter a trading position betting on the downward trend of that currency. It’s important to note, though, that it’s difficult to trade on fundamental analysis alone. Most frequently, a trader will also need to conduct technical analysis.

Technical Currency Analysis

With the advances in technology, day traders have access to a wealth of Foreign Exchange market data. Technical analysis is the process of digging into this data to reveal market behaviors and price patterns. This analysis can be carried out over long periods of time – say a year or more – or in short, 4-hour time periods.

Forex trading software can be a useful tool for improving the insights yielded by technical analysis. For example, many Forex trading applications today are designed with advanced algorithms that measure these behaviors and price patterns in real-time, effectively automating the process of picking trades. One advantage of this type of analysis is that day traders have better knowledge of when to enter and exit a particular position.

Fundamental vs. Technical Analysis: Which is Better?

Ask any day trader what they prefer, and they’ll likely say they use a combination of both. When used together, fundamental and technical analysis yield greater insights into the market, as another layer of data is added into the equation.

We can break it down further. For example, let’s say a country just elected a politician who wants to enact a quantitative easing program. This program has the potential to weaken the value of the currency – that’s a valuable piece of fundamental analysis. Combining this data with a technical analysis of that country’s currency – long-term and short-term trends – will help you best determine the positions that will be most beneficial to you.

Interested in learning Forex trading? Enroll today in the Learn Forex course from Learn To Trade; you’ll polish your fundamental and technical analysis skills, learn new strategies for minimizing your trading risk, and develop better knowledge of the Foreign Exchange market.

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VT Nonprofit Lender Mulls Life After End of Student Loan Program

The Vermont Student Assistance Corporation (VSAC) was established in 1965 as a public nonprofit agency designed to oversee the issuing of federal education loans to Vermont students. But with the sweeping reforms to the federal student loan program that were passed in 2009, bundled in with the national health care reform bill, VSAC and agencies like it were stripped of their ability to originate new federal education loans.

As of July 1, 2010, all federal parent and college loans are now provided to borrowers directly by the U.S. Department of Education, and VSAC is now facing a staff reduction of nearly two-thirds as it tries to find ways to survive in the age of the Federal Direct Student Loan Program.

The agency had been a lender in the Federal Family Education Loan Program (FFELP), which was discontinued as part of the federal college loan reforms. As part of its lending functions under the FFEL program, VSAC acted as both a lender and servicer of federal college loans.

Under the new world order, with FFELP disbanded, VSAC can still manage (i.e., “service”) all the college loans it had issued in the past, but the agency is no longer able to issue new loans.

Revenues from the repayment of issued loans were used to fund new student loans as well as ongoing financial aid and student loan education programs, so the agency faces a revenue reduction of about 90 percent as its existing loans are repaid.

VSAC still issues a small number of private student loans, non-federal loans funded by VSAC rather than by the Department of Education, but the agency is looking for a new role with the Direct Loan program.

VSAC recently submitted a proposal to the Education Department to service more than the current statutory maximum of 100,000 federal education loans. Under the proposal, the agency is seeking permission to service the student loans of all Vermont students and all non-resident students enrolled at Vermont colleges and universities. Under the new Direct Loan program rules, only four organizations have been authorized so far by the Education Department to service more than the allotted 100,000 federal student loans.

Even if VSAC’s proposal is approved, however, the revenue from servicing the federal direct loans would bring in only a fraction of the revenue the agency once earned as a lender in the FFEL program.

VSAC is also asking the Vermont state legislature to help underwrite its administrative costs by allowing the agency to divert about 7 percent of its $21 million state appropriation from need-based grants and scholarships for students to the agency itself. VSAC is also asking legislators to allow its private student loan borrowers to deduct up to $500 of the interest on its private student loans from their state taxes.

The agency’s future role is unclear and is likely to remain that way until at least April, while it waits for a determination on the expanded servicing of federal college loans made through the Direct Loan program. The state legislature is likely to render a decision more quickly.

But even with its private student loan portfolio, a favorable decision on student loan servicing from Washington, and additional support from the Vermont legislature, VSAC will still need to reduce its budget by about 10 percent a year for the next three years in order to remain solvent.

The agency, which currently employs about 300 people, has already cut about 60 positions through attrition. If the added student loan servicing work doesn’t materialize and legislators don’t agree to support the agency’s administrative costs and financial aid counseling and outreach work, the agency will likely reduce its staff by an additional 200 positions before the start of the next fiscal year.

college loans

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The Fundamentals of IOS and Android Application Testing

Today the reach of customers have broadened from PC’s to mobiles and in lieu of this it makes mobile application testing very essential. iOS and Android apps have paved way for the mobile genre. They have tremendous applications that attract a customer but at the same time while users enjoy the apps, how easy is it to test the iOS and Android apps?

It becomes very challenging for the testers to test iOS and Android apps as the users lay down unique expectations and they have to test in accordance. Challenges in mobile app testing could range from Device Variation to Tools availability to Network Bypass etc. Many third-party applications compatible with advanced mobile phone versions are also unveiled. All these underlined by concern for performance and user acceptance demand foolproof and comprehensive mobile application testing. A thorough understanding of applications put for testing is a perquisite. Check whether it is developed in-house or by third party.

iOS app testing

iOS are operating systems used majorly in mobile technology, such as smart-phones and tablets. They have smooth designs and seem to be very user friendly. iOS app market is a hit in the technology market and is often in the news for good. All the iOS app testers are aware that testing an iOS app is different than testing any other app because it is a closed operating system. iOS testing also intervenes with development which makes it all the more challenging to perform testing. But certainly there are measures that can make iOS testing easier:

  • Consider Fragmentation
  • Be strict for Privacy
  • Opt for Beta-testing

Tools that are best for iOS app testing can be listed as below:

  • Frank
  • iOS UI Automation
  • iOS Driver
  • KIF or Keep It Functional
  • Appium
  • Calabash
  • Monkey Talk

Android app testing

Android application testing is too complicated due to the diversity in devices which is a major challenge of mobile app testing. Here, unlike iOS, the differences in variety of screen sizes, capabilities and limitations are precise because each device is unique to the other. The testers are familiar with the fact that compatibility is a huge constraint because mobile apps can be set up across several devices. One of the easiest ways to make Android app testing light on the brain is to avoid complex structures and segment them into smaller steps.

Try the below tools to enhance your Android app testing

  • Robotium
  • Monkey Talk
  • Selendroid
  • Appium
  • Calabash
  • The UI Automator
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